Line of Credit

Get fast access to growth-aligned funding
with our pre-approved Line of Credit.


Built for scaling businesses with strong revenue, it unlocks working capital exactly when you need it, without the delays or restrictions of traditional finance.

€200k – €3M Approval in days No personal guarantees

What is Line of Credit?

Funding that’s there when you need it. Instantly.

Many growing businesses face cash flow gaps, from long customer payment terms to the upfront costs of scaling.

Financefair Line of Credit gives you up to €500,000 funding facility designed to bridge that gap.

It gives you fast access to working capital when you need it, without delays, restrictions, or giving up control.

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How It Works

Apply in minutes
Access funding within 24 hours of approval

Submit a funding request and receive an indicative offer within 24 hours.

Once approved, the funds are in your account ready to support your next move.

Step 1

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Tell us about your business.
Start your application here

 

Step 2

arrow-image Offer

Provide secure, read-only access to your data

 

Step 3

arrow-image Onboard

Receive an indicative offer for funding

 

Step 4

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Get Funded – Once approved, receive funds in your account within 24 hours.

 

Eligibility Criteria

Is this the right fit for your business?

Our Line of Credit is designed for growing businesses facing the real costs of scaling—without the flexibility they need from traditional finance.

  • - B2B businesses with long payment terms — Smooth out cash flow while waiting to get paid.
  • - Scaling companies with upfront investment needs — Access funds to invest in inventory, people, or new markets.
  • - Founders protecting long-term value — Fund growth without giving up equity or control.
  • - Finance leaders managing working capital — Draw down only what you need, with terms designed to flex with your business.

B2B Revenue Model
B2B Revenue Model
2+ Years Trading
2+ Years Trading
€1M+ Annual Revenue
€1M+ Annual Revenue
More than

2,000,000,000

funds advanced to Irish and UK Companies.

Fit for Purpose​
Fit for Purpose​
Easy to deal with​
Easy to deal with​
Preserve Your Equity​
Preserve Your Equity​
What Makes Financefair Different

Not a Bank.
Not a Marketplace.
A True Funding Partner.

At Financefair, you don’t just get access to funding, you gain a strategic partner.


We provide fast, flexible, non-dilutive finance, backed by a deep pool of institutional funders.


Our team brings hands-on expertise, commercial understanding, and a real commitment to supporting ambitious businesses with funding designed to match their growth.

The Benefits of Line of Credit

We offer more than just funding. Here's why growing businesses choose us:

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Fast funding

Funds transferred promptly after approval.
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Flexible Access

Access your available funds at any time within your approved limit.
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Transparent Pricing

Clear, upfront terms. No hidden fees.
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Keep Full Control

Retain full equity while funding your next stage of growth.
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No Personal Guarantees

No personal guarantees required.
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Personalised Support

Fast digital process, backed by real people who understand your growth journey.
Case Studies

Trusted by CEOs and CFOs with Real
Growth Stories

From Ireland to Global Markets: The Funding Behind Active Iron’s Expansion
From Ireland to Global Markets: The Funding Behind Active Iron’s Expansion

How Solvotrin Therapeutics Funded the Global Rollout of Active Iron

Read more
How Astatine Scaled to €100M+ in Contracts Without Giving Up Equity
B2B Services Renewables Scale Funding
How Astatine Scaled to €100M+ in Contracts Without Giving Up Equity

Discover how Astatine partnered with Financefair to fund large-scale energy infrastructure projects, bridging critical funding gaps and enabling rapid growth without dilution. 

Read more
How Kappture Used ARR-Based Funding to Access €3M and Scale
B2B Services Recurring Revenue SaaS Scale Funding
How Kappture Used ARR-Based Funding to Access €3M and Scale

Kappture had a growing ARR base and a high-potential frictionless SaaS product ready for rollout. By leveraging Revenue Based Finance, they secured up to €3M in non-dilutive funding, enabling the rollout of their frictionless technology across some of the largest stadium venues in the world. 

Read more

Ready to explore the right funding for your business?

Have questions or want to see if our Line of Credit is the right fit for your business? Talk to our team today. We’re here to help you move faster, with funding that fits.