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Line of Credit
Get fast access to growth-aligned funding
with our pre-approved Line of Credit.
Built for scaling businesses with strong revenue, it unlocks working capital exactly when you need it, without the delays or restrictions of traditional finance.
€200k – €3M
Approval in days
No personal guarantees
What is Line of Credit?
Funding that’s there when you need it. Instantly.
Many growing businesses face cash flow gaps, from long customer payment terms to the upfront costs of scaling.
Financefair Line of Credit gives you up to €500,000 funding facility designed to bridge that gap.
It gives you fast access to working capital when you need it, without delays, restrictions, or giving up control.
How It Works
Apply in minutes
Access funding within 24 hours of approval
Submit a funding request and receive an indicative offer within 24 hours.
Once approved, the funds are in your account ready to support your next move.
Step 1
Apply
Step 2
Offer
Provide secure, read-only access to your data
Step 3
Onboard
Receive an indicative offer for funding
Step 4
Funding
Get Funded – Once approved, receive funds in your account within 24 hours.
Eligibility Criteria
Is this the right fit for your business?
Our Line of Credit is designed for growing businesses facing the real costs of scaling—without the flexibility they need from traditional finance.
- - B2B businesses with long payment terms — Smooth out cash flow while waiting to get paid.
- - Scaling companies with upfront investment needs — Access funds to invest in inventory, people, or new markets.
- - Founders protecting long-term value — Fund growth without giving up equity or control.
- - Finance leaders managing working capital — Draw down only what you need, with terms designed to flex with your business.
B2B Revenue Model
2+ Years Trading
€1M+ Annual Revenue
More than
2,000,000,000
funds advanced to Irish and UK Companies.
Fit for Purpose
Easy to deal with
Preserve Your Equity
What Makes Financefair Different
Not a Bank.
Not a Marketplace.
A True Funding Partner.
At Financefair, you don’t just get access to funding, you gain a strategic partner.
We provide fast, flexible, non-dilutive finance, backed by a deep pool of institutional funders.
Our team brings hands-on expertise, commercial understanding, and a real commitment to supporting ambitious businesses with funding designed to match their growth.
The Benefits of Line of Credit
We offer more than just funding. Here's why growing businesses choose us:
Fast funding
Funds transferred promptly after approval.
Flexible Access
Access your available funds at any time within your approved limit.
Transparent Pricing
Clear, upfront terms. No hidden fees.
Keep Full Control
Retain full equity while funding your next stage of growth.
No Personal Guarantees
No personal guarantees required.
Personalised Support
Fast digital process, backed by real people who understand your growth journey.
Case Studies
Trusted by CEOs and CFOs with Real
Growth Stories
Recurring Revenue
Build and Buy: How Financefair Funded Site Expansion and Acquisitions for Charlie’s Childcare
Charlie’s Childcare was growing in two ways at once: fitting out new capacity across its existing crèches while bringing additional established crèches into the group. Both required spending before the investment generated additional income. Financefair provided Revenue Based Finance based on recurring income, giving Charlie’s funding upfront for existing site improvements and acquisitions.
Read more
From Ireland to Global Markets: The Funding Behind Active Iron’s Expansion
How Solvotrin Therapeutics Funded the Global Rollout of Active Iron
Read more
B2B Services Renewables Scale Funding
How Astatine Scaled to €100M+ in Contracts Without Giving Up Equity
Discover how Astatine partnered with Financefair to fund large-scale energy infrastructure projects, bridging critical funding gaps and enabling rapid growth without dilution.
Read more Ready to explore the right funding for your business?
Have questions or want to see if our Line of Credit is the right fit for your business? Talk to our team today. We’re here to help you move faster, with funding that fits.
