Revenue Based Finance

You have 2 options to start the funding process.

1. Contact us directly to discuss your funding requirements where one of our team can give you a quick indication as to whether we can provide a funding solution for your business. Our contact details are:

Phone: +35315252486

Email: busdev@financefair.com

2. Complete our online digital application form here. It takes less than 5 minutes to complete. We will revert within 24 hours with an offer and once accepted, we will guide you through the onboarding process.

We can finance single invoices from €30,000 and provide up to €50m in annual funding on the basis your company meets our eligibility criteria.

Each company is assessed on a case by case basis so once you sign up, provide information and connect your accounting/banking accounts, we will create the best offer tailored for you.

It takes as little as 5 minutes to complete an initial application process.

Within 24 hours, a member of our team will contact you to confirm if we can provide funding to your company.

If approved to proceed, 24 hours later, you will receive an Indicative Offer.

If you accept the offer, we will guide you through Onboarding on the platform. Depending on how quickly you upload the required information, the entire process from application to funds transferred to your bank account can take as little as 5 working days.

We try to make our pricing as transparent and straightforward as possible. When you apply for funding, we will send you an Indicative Offer that sets out the pricing clearly and in plain English.  

In most cases there will only be 3 fees applicable:

• An Annual Platform or Facility Fee
• A Discount or Interest Charge: payable on amounts funded or outstanding
• A Transaction Fee or Monthly Service Fee: this is a percentage of the receivable funded or the facility approved

Our all-in cost of funding through our Platform typically ranges from 0.75% to 1.50% per 30 days, depending on the product type, term, credit quality and a number of other factors.

If you have a growing business based in Ireland or the UK, have annual revenues greater than €250k, are profitable or on the path to profitability and your company tax affairs are up to date, we’d love to hear from you!

A funding application takes less than 5 minutes – apply here

Most of the information we require to process your application falls into these categories:

Business Performance

• Read-only secure access to your company accounting and banking information so we can verify the current state of your company’s financial position
• Business Forecasts & Budgets
• Tax Clearance Certificate
• Latest Statutory Financial Statements

Validation and Identification

In order to satisfy our obligations under ‘Know your Customer’ and Anti-Money Laundering Legislation, we will require:

• Proof of Address & photographic ID for any Directors of the Company with a Shareholding of 25% or greater.

In line with our core mission to be a provider of unrestrictive funding to growing businesses, we fund in 23 different currencies which we constantly review depending on customer appetite.

If you want a list of all the current currencies available, contact one of our team by email at trading@financefair.com

We are mainly funded by a number of large European institutional funders with billions of Euro in assets under management (AUM) who seek to deploy capital into high quality trade receivables.

Our purpose is to help companies to fund their own future, by converting their sales orders and future revenues into upfront growth capital. Uniquely, we provide funding at every stage of the credit lifecycle, offering a powerful mix of solutions to help companies grow.

Our Solutions include Selective Invoice Finance, Invoice Discounting, Revenue Based Finance and Line of Credit.

Financefair has been in operation since 2015 and provided more than €1.7bn to scaling companies in Ireland and the UK. We’ve provided the funding to help some now very successful companies get to the next level, while also helping them avoid giving up equity, as they scale domestically and internationally.  

We can tailor funding solutions for your business when others can’t. We make this possible by not only basing our decisions on real time accounting and banking data but also by speaking to you to understand your business.  

Here are some of the features of our funding that sets us apart from other funders:

• Flexible funding limits: as you grow so can your limits
• No restrictive debtor concentration limits: important for your business if you have a small number of key customers
• No geographic limits: you can trade international receivables
• No personal guarantees
• Multi-product: we have multiple products that we can offer for scaling companies
• Transparency: no hidden fees or costs

Take a look at our Customer Stories section and see how companies like yours have unlocked growth capital with Financefair.