Selective Invoice Finance

Turn individual or multiple invoices into instant cashflow for your business. Optimise your cashflow and upload as many invoices as you want, when you want, with no personal guarantees required.

What is Selective Invoice Finance?

Turn single or multiple invoices into instant cashflow

Once approved, you control what invoices to fund and when. Simply upload your invoices onto our platform and once they are verified, we will advance up to 90% of the invoice value to your bank account within 24 hours. It’s that simple.

Get Fundedlogo-image
More than


funds advanced to UK and Irish Businesses.

Value of Invoices

We can advance funds of

Cost per 30 Days

Funding Calculator

How Much Funding Can I Access In 24 hours?*

Select the value of the invoices you want to fund and see how much you could access and an indicative cost.

*Figures are estimates based on a range of factors. Contact us to get a fully tailored quote

A Real Alternative

Fast & Flexible Working Capital Solutions

Unlike other types of funding, you don’t take on an overdraft, additional bank loans or provide personal guarantees. Also, because we don’t apply restrictive concentration or geographic limits, you get access to more funding and have complete control over your cashflow.


No Debtor Concentration Limits

Means access to more funds

No Personal Guarantees

Direct Debit repayments means we never contact your customers


You decide which invoices you want to fund & when

No Geographic Limits

We don’t restrict your level of funding based on where you do business

Fast Funding

Where else will you get funding in as little as 24 hours?

Multiple Currencies

We fund in over 20 different currencies
How It Works

Funding in
4 easy steps

Complete a funding request form and get an indicative offer. Once accepted, funds will be in your bank within 24 hours.

Step 1

arrow-image Apply

Complete a funding application form here

Step 2

arrow-image Offer

Within 24 hours, you’ll receive an indicative offer

Step 3

arrow-image Onboard

If you accept the offer, our team will onboard you onto the platform

Step 4

arrow-image Funding

When your facility is in place, funding will be in your bank account within 24 hours


Industry: Medical Equipment

“Leveraging our sales upfront gives us the certainty of funding we needed.”

Michael Casey – CEO


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Industry: Waste Management

“A solution that adapts as our business expands into the future”

John O’Connor – Managing Director

CEO & Co-Founder, Kollect

Read more
Industry: Engineering and Utilities Services

“Tailored to our working capital and growth requirements”

Shane Scanlan, CFO Secto

Secto Engineering and Utilities Services

Read more


Like to talk to someone to see how we can leverage your invoices to make your business grow faster?

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Frequently Asked Questions

  • How do I get funded?

    You have 2 options to start the funding process.


    1. Contact us directly to discuss your funding requirements where one of our team can give you a quick indication as to whether we can provide a funding solution for your business. Our contact details are:


    Phone: +35315252486




    2. Complete our online digital application form here. It takes less than 5 minutes to complete. We will revert within 24 hours with an offer and once accepted, we will guide you through the onboarding process.





    2. Complete our online digital application form here. It takes less than 5 minutes to complete. We will revert within 24 hours with an offer and once accepted, we swill activate the onboarding process.

  • How much funding can I get from Financefair?

    We can finance single invoices from €30,000 and provide up to €50m in annual funding on the basis your company meets our eligibility criteria.


    Each company is assessed on a case by case basis so once you sign up, provide information and connect your accounting/banking accounts, we will create the best offer tailored for you.



  • How long does it take to get funding with Financefair?

    It takes as little as 5 minutes to complete an initial application process.


    Within 24 hours, a member of our team will contact you to confirm if we can provide funding to your company.


    If approved to proceed, 24 hours later, you will receive an Indicative Offer.


    If you accept the offer, we will guide you through Onboarding on the platform. Depending on how quickly you upload the required information, the entire process from application to funds transferred to your bank account can take as little as 5 working days.



  • How does the pricing work?

    We try to make our pricing as transparent and straightforward as possible. When you apply for funding, we will send you an Indicative Offer that sets out the pricing clearly and in plain English.  


    In most cases there will only be 3 fees applicable:

    • An Annual Platform or Facility Fee
    • A Discount or Interest Charge: payable on amounts funded or outstanding
    • A Transaction Fee or Monthly Service Fee: this is a percentage of the receivable funded or the facility approved


    Our all-in cost of funding through our Platform typically ranges from 0.75% to 1.50% per 30 days, depending on the product type, term, credit quality and a number of other factors.



  • Who qualifies for this type of funding?

    If you have a growing business based in Ireland or the UK, have annual revenues greater than €250k, are profitable or on the path to profitability and your company tax affairs are up to date, we’d love to hear from you!


    A funding application takes less than 5 minutes – apply here



  • What information do I need to share as part of the funding process?

    Most of the information we require to process your application falls into these categories:


    Business Performance

    • Read-only secure access to your company accounting and banking information so we can verify the current state of your company’s financial position
    • Business Forecasts & Budgets
    • Tax Clearance Certificate
    • Latest Statutory Financial Statements



    Validation and Identification


    In order to satisfy our obligations under ‘Know your Customer’ and Anti-Money Laundering Legislation, we will require:


    • Proof of Address & photographic ID for any Directors of the Company with a Shareholding of 25% or greater.




  • What currencies do you fund in?

    In line with our core mission to be a provider of unrestrictive funding to growing businesses, we fund in 23 different currencies which we constantly review depending on customer appetite.


    If you want a list of all the current currencies available, contact one of our team by email at



  • What if the debtor doesn’t pay or their payment is delayed?

    If payment is late i.e. not settled by the date the Seller has indicated (The notified settlement date) late charges will apply for each day the payment is overdue. For Example – Discount €300 on a 30 day due date invoice. The daily discount is €10 (€300/ 30 days). If payment is 10 days late the additional charge to the Seller is  €150 (€10 +50% x 10 days late).


    If the payment has not been received within 14 days from the due date (The maximum credit period) and you are unable to provide an acceptable repayment proposal, the Funder can commence collection and will require you to repurchase the invoice.

  • Who provides funding to Financefair?

    We are mainly funded by a number of large European institutional funders with billions of Euro in assets under management (AUM) who seek to deploy capital into high quality trade receivables.



  • What other forms of funding do you offer?

    Our purpose is to help companies to fund their own future, by converting their sales orders, work-in-progress, invoices and future revenues into upfront growth capital. Uniquely, we provide funding at every stage of the credit lifecycle, offering a powerful mix of solutions to help companies grow.


    Our Solutions include Selective Invoice Finance, Invoice Discounting, Revenue Based Finance and Line of Credit.



  • Why choose Financefair?

    Financefair has been in operation since 2015 and provided more than €1.7bn to scaling companies in Ireland and the UK. We’ve provided the funding to help some now very successful companies get to the next level, while also helping them avoid giving up equity, as they scale domestically and internationally.  


    We can tailor funding solutions for your business when others can’t. We make this possible by not only basing our decisions on real time accounting and banking data but also by speaking to you to understand your business.  


    Here are some of the features of our funding that sets us apart from other funders:

    • Flexible funding limits: as you grow so can your limits
    • No restrictive debtor concentration limits: important for your business if you have a small number of key customers
    • No geographic limits: you can trade international receivables
    • No personal guarantees
    • Multi-product: we have multiple products that we can offer for scaling companies
    • Transparency: no hidden fees or costs


    Take a look at our Customer Stories section and see how companies like yours have unlocked growth capital with Financefair.